Terms of Use Agreement

These are the Terms of Use for arcbrokers.com. For purposes of this Terms of Use Agreement, “we”, “us” or “our” or “ARC” are defined as ARC Excess and Surplus, LLC and its subsidiaries, and “you” and “your” refers to the user of the website.

These Terms of Use apply to the use of this website. Please read these terms and conditions of use carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site or any pages thereof.

ARC reserves the right to amend the Terms of Use Agreement in order to address future developments of ARC, the website or changes in the industry or legal trends.


This site may contain links to websites controlled or offered by third parties (non-ARC affiliates). ARC hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third party sites linked to this web site. By creating a link to a third party web site, ARC does not endorse or recommend any products or services offered or information contained at those sites. You should make an independent investigation and evaluation regarding the site and the product and services offered by the sponsors of these sites.


The content contained on this web site has been prepared by ARC as a convenience to its users and is not intended to constitute advice or recommendations upon which a user may rely. Notwithstanding that ARC has used reasonable efforts in compiling, preparing and providing quality content, it makes no warranty or guarantee about the accuracy, completeness or adequacy of the information contained in or linked to this web site. The information and descriptions contained herein are summary in nature and are not intended to be a complete description of the terms, conditions or exclusions of the products, services and programs described. The information exists solely for general informational purposes. Please refer to the actual policy, product, program or service for a complete description of its terms, conditions and exclusions.

Intellectual Property Rights of ARC

All original content created and posted by ARC on our Site, including all trademarks, service marks, trade names, logos, and icons are proprietary to ARC.  No part of the content made available may be stored, recorded, reproduced, photocopied or transmitted, in any form or by any means without prior written approval of ARC. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written approval of ARC.

Limitation of Liability

To the extent permissible by applicable law, by use of this website you acknowledge that you understand and agree that ARC will not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of products, use, data or other intangible losses, even if ARC has been advised of the possibilities of those damages, resulting from your use of or inability to use the web site, products and services, content or software, or any other matter related to the web site, products and services, content or software. You also acknowledge that you understand and agree that your use of the web site is predicated upon your waiver of any right to sue ARC or its affiliates directly or to participate in a class action suit for any losses or damages resulting from your use of the web site.


If you have any questions or concerns relating to these Terms of Use, please contact ARC’s General Counsel via e-mail at / 516-408-5759.

Privacy Policy

ARC’s Privacy Policy, which includes the information we may collect through our website and how it may be used, can be found at arcbrokers.com/privacy-policy.

Revenue Disclosure

As licensed insurance producers in the sale of insurance, ARC Excess and Surplus, LLC and its’ subsidiaries (“ARC”) are authorized to confer with and advise our clients and prospective clients concerning substantive benefits, terms, or conditions of insurance contracts; to sell insurance; and to obtain insurance coverage(s) for our clients. Our compensation for placement of insurance coverages, unless otherwise specifically negotiated and agreed to with our client, is customarily based on commission calculated as a percentage of the premium collected by the insurer and is paid to us by the insurer. We may also receive from insurers and insurance intermediaries additional compensation (monetary and non-monetary) based in whole or in part on the insurance contract(s) we sell, which is contingent on volume of business, profitability of insurance contracts we supply to them, and/or other factors pursuant to agreements we may have with them, relating to all or part of the business we place with those insurers or through those intermediaries. Some of these agreements with insurers and/or intermediaries include financial incentives for ARC to grow its business or otherwise strengthen the distribution relationship with the insurer or intermediary. Such agreements may be in effect with one or more of the insurers with whom your insurance is placed, or with the insurance intermediary we use to place your insurance. ARC sometimes uses other parties to aid in the placement of insurance. In those cases, those third parties receive fees and/or commissions that are usual and customary. You may obtain information about the nature and source of such compensation expected to be received by us, and, if applicable, compensation expected to be received on any alternative quotes pertinent to your placement upon your request by contacting or the broker handling your account.