ARC Mid-Atlantic Excess & Surplus, Inc.

Phone: 856-401-8070

Fax: 856-401-8075

ARC Mid-Atlantic Excess & Surplus, Inc. was one of the first subsidiaries of ARC Excess & Surplus, LLC, commencing operations in 1999. ARC Mid-Atlantic is based in southern New Jersey, outside of Philadelphia, Pennsylvania. While the majority of ARC Mid-Atlantic’s retail-brokerage partners are located in the greater Philadelphia area, we also service clients throughout the United States.

ARC Mid-Atlantic offers a full range of Management Liability, Professional Liability, and related insurance lines, including:

  • Directors & Officers Liability
  • Employment Practices Liability
  • Professional Liability / Errors & Omissions
  • Fiduciary Liability
  • Partnership Liability
  • Fidelity/Crime Insurance and F.I. Bonds
  • Kidnap & Ransom and Extortion Coverage
  • Malicious Product Tampering / Accidental Product Contamination / Product Recall Coverage
  • Representations & Warranties Insurance
  • Investment Advisors / Mutual Fund D&O and E&O

As an excess & surplus brokerage firm, ARC can directly access non-admitted carriers. However, it is important to note that we also maintain excellent relations and large premium volume with standard (admitted) carriers. Our goal is to provide our retail brokers with the best service in the industry. We strive to obtain competitive quotes in a timely fashion, and to share our knowledge and advice so that our retail-broker partners are able to provide quality service to their clients.

129 B Johnson Road, Suite 5, Turnersville, NJ 08012, USA

ARC Mid-Atlantic provides the expertise and market breadth that allows mid-size retail brokers to compete with the Top-Three brokerage firms when placing Management Liability and Professional Liability insurance. We collaborate with our retailers as partners, as if ARC were the D&O/E&O division of the retail broker’s own firm.

Team Bios

Stanley W. Quirk

Stan graduated with a business degree from Cleveland State University, where he was also a full-scholarship member of the Division I “Vikings” basketball team. At 5’ 7″ in height, Stan had to work relentlessly to achieve this level of athletic success; and he brings the same intensity to the business world that he brought to the basketball court.

Before joining ARC in 1999, Stan was a Senior Vice President in the Philadelphia office of the Sedgwick Group, and served as the Manager of the Financial Products Department. At Sedgwick he was responsible for the placement and servicing of all Financial Products insurance. Stan was also the Regional Account Director for Sedgwick Financial Risk Specialists; served on the National Bond Committee for Sedgwick; and was a corporate resource to assist other Sedgwick offices in the area of Financial Products.

Stan started his insurance career in 1980 with National Union Fire Insurance Company (AIG) in the New York City home office. By 1982 he had become AIG’s Philadelphia Regional Manager, responsible for underwriting profit/loss in a nine-state region. In addition to his management responsibilities, he maintained significant underwriting authority. Stan joined Sedgwick in 1984 to head the Philadelphia office’s Financial Products department.

Upon the acquisition of Sedgwick by Marsh Inc. in 1998, Stan was offered the job of managing Marsh’s Philadelphia FINPRO practice. He opted instead, however, to open the Mid-Atlantic office of ARC Excess & Surplus.

Bruce Davis

Bruce is a founding partner of ARC Mid-Atlantic, joining Stan Quirk in 1999 to open this ARC subsidiary. Before joining ARC, Bruce was an Assistant Vice President in the Philadelphia office of the Sedgwick Group.

Bruce received a B.A. degree from Gettysburg College in 1983, and an M.A. degree from Temple University in 1988. In 2004 he earned the RPLU designation from the Professional Liability Underwriting Society.

Bruce is well-versed in the intricacies of all forms of Professional Liability and Management Liability, with a specialty in the placement of Lawyers Professional Liability insurance.

Joel Manibo

Joel joined ARC Mid-Atlantic in 2013. Prior to that he was a Broker/Vice President with Partners Specialty Group from 2006 through 2013. He also has experience on the carrier side, working with CNA, Chubb, and AIG in various underwriting capacities since 1995. And he also has experience working at the “big brokers,” including Sedgwick, Marsh, and Aon. Joel holds a B.S. from CUNY, graduating in 1994. Joel is also proud to have served in the US Navy (1987-1991) aboard the USS Shenandoah, a destroyer vessel, as part of the 6th Fleet.

Chris Quirk

Chris has worked as a wholesale insurance broker since 2014, although his insurance career actually started on a very different path. Chris graduated from Rensselaer Polytechnic Institute in 2009 with a BS in Mechanical Engineering, and obtained his JD from Rutgers Law School in 2013. After passing the USPTO/NJ/PA Bar exams, Chris began working as a freelance Patent Attorney (Registration #69,926) drafting patent applications for small inventors who were looking for cheap but effective patent protection before they had money to hire a big firm. Through this experience, Chris learned to appreciate how very slight and subtle differences in word phrasing can have a substantial effect the outcome of patent cases. A single misplaced word, or errant comma, or semicolon, could cost an inventor millions of dollars.

“I remember going to watch oral arguments before the Federal Circuit in Washington D.C., and in one case the entire oral argument was focused on a single word in the Patent at stake: parallel. The case involved a circuit design involving a non-parallel circuit, and the panel of judges grilled both sides on the meaning and existence of that single word. What did it mean? Why was it included in the patent? What did it mean for the party accused of infringement? The attorney representing the inventor ended up arguing that the word was unnecessary to the patent, and that the Court’s interpretation should not be limited by it. I read the decision a few months later where the Court ruled against the inventor saying that if the inventor did not wish to be limited to that term, then more care should have been taken when writing the patent. The case was for over $40 million.”

The same lesson learned that day holds true in the insurance industry as well. Millions of dollars are either paid or denied to Insureds based on the carefully written terms and conditions of their insurance policies. Chris takes great pride knowing that his careful study and attention to detail helps his clients receive insurance coverage where they might otherwise not have. Chris still works on patents to this day, and to date, patents that Chris worked on have collectively sold for over $1 billion as of 2019.

Chris has spoken numerous times for the NJ State Bar Association on Cyber Insurance, and has contributed to many publications on the topic.

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