Mr. Cavallaro graduated from Brooklyn Tech Aero Engineering in 1970, then earned a B.A. in Economics, from Queens College, in 1974. He then worked toward his Masters Degree in Business Administration at CUNY. He joined the American International Group in 1974 and left in 1986 as Senior Vice President. In April 1986, Mr. Cavallaro founded ARC Excess & Surplus, LLC where he currently serves as Chief Executive Officer. He has been an underwriter throughout his illustrious forty-year career and a broker for 28 1/2 of those years. He has garnered many awards such as the PLUS Founder Award in 2002, for outstanding contributions to PLUS, the PLUS Award in 2006, for outstanding contributions to the Professional Liability Industry as a whole, and Insurance Statesman of the Year, in 2002. He is also an honored member of the Professional Liability Underwriting Society and has given numerous speeches at RIMS, PLUS and other Insurance Organizations. Mr. Cavallaro is also a published author, penning an article on Y2K and other pertinent insurance issues in the Management and Professional Liability world. Throughout his storied career, Mr. Cavallaro still claims nothing beats Experience! Experience! Experience!