Joe earned a B.A. from Bowdoin College and began his professional career with Mass Mutual Group Life and Health from 1988-1990. He attended graduate school and earned his MBA from Hofstra University in 1992 and returned to the insurance sector joining Chubb’s Executive Protection Department from 1993-1994 and AIG Financial Institutions Division 1994-2001. Joe has been with ARC Excess & Surplus, LLC since September 2001. He has written on topics concerning financial institutions (ABA Banking Journal White Paper “What to Know Before you Buy” regarding All-Risk Bankers Professional Liability Policies), spoken at executive protection conferences and is a current member of the Professional Liability Underwriting Society. He operates as a Senior/Principal Broker specializing in Directors & Officer Liability, Union Liability, Labor Management Trust Liability, Financial Institutions Professional Liability, Employment Practices Liability, Crime (Commercial & Financial Institution) and Cyber Liability. Joe has earned multiple producer awards for outstanding production from various carriers. When not at work, Joe can be found participating in triathlons, boating, biking, hiking, fishing, camping and enjoying all things outdoors. Joe is also an early riser who wakes at 4:30 AM and is regularly in the office by 7 AM following his early morning workouts.